While many companies that offer cat health insurance are happy to insure a pet that is 8 years old of younger you might have to do a little digging to find a policy for your senior pet.
Many people question whether it is necessary to ensure a cat at all. One good reason is the rising cost of pet care in this high tech day and age. While there have been some wonderful breakthroughs in the technology surrounding veterinary care – laser treatment, radiation therapy, ultrasounds and more – this improved technology comes at a price, and getting treatment for a sick cat can be exorbitantly expensive. Compounded on this is the fact that emergency treatment comes at a premium over regular care, so if you have to bring in your pet after hours you can be hit with a huge bill.
With cat pet insurance you don’t have to worry about facing this massive one time charge, instead paying regularly, and easily budgeted for, monthly premiums.
Older cats are more prone to conditions like arthritis, obesity, diabetes, and cataracts, and though the premiums will be higher for these animals will be higher they can certainly pay off in the long run. Just one expensive procedure for your older pet will likely cost more than years of premiums.
Currently, it is estimated that only 1 in 20 pet owners opt for cat pet insurance. However, as prices have gone up for procedures in recent years this percentage has been rising steadily. Depending on your financial situation it might be time to consider this option for your pet.